Capitec Bank Personalised Credit

Get personalised credit from Capitec Bank.Capitec personalised credit is based on your credit profile and affordability.You can use your personalised credit for your daily needs, to buy new car,pay for education or for renovating you home.

To qualify for credit, you need to:

√ 18 years or older
√ Recent bank statement and salary slip/pension letter
√ Be employed (not self-employed) or earn a pension
√ Have been with your current employer for longer than 2 months
√ Earn a salary (not just commission) which is paid into your bank account
√ Have not been handed over, sequestered or placed under debt review/administration

Comparing credit

⋆ ​Look at the total repayment amount over the full term
⋆ Interest rates are an important factor, but don’t let them be the only one
⋆ Understand the fees (once-off initiation fee and monthly service fee)
⋆ Consider credit insurance (we offer this free on loans 6 months or longer)

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